Mbs trading system

1. Ladda fond: Det finns en front-end-eller back-end-belastning, bestämd av prospektet. 2. No-Load Funds: Det finns en 21,95 provisionen att köpa eller sälja. 3. FundVest reg No-Transaction-Avgiftsfonder. tjur Det finns ingen provisionfee att köpa. Det finns ingen provisionsavgift att sälja, förutsatt att aktier hålls minst sex månader, annars kan en 50 kortfristig inlösenavgift gälla. tjur Över 5000 inga belastningsbelastningsbelopp finns tillgängliga. Downloadview FundVest lista som XLS-kalkylblad eller en PDF-fil. (Senaste uppdateringen 08222016). tjurlistan omfattar både Retail (Focus) amp Institutionella klassfonder. Institutionella fonder kan köpas av individer, ofta med minskade miniminivåer. Du behöver inte vara en institution för att köpa institutionella klassandelar via Trading Direct. bull Obs! Investerare bör noga överväga investeringsbolagets investeringsmål, risker, kostnader och kostnader innan de investeras. För att kontrollera denna eller någon annan information om en viss fond, vänligen be om ett prospekt från fondbolaget eller Trading Direct för att läsa noga innan du gör en beställning. bull Tusentals öppna fonder, från över 500 familjer, är tillgängliga via Trading Direct, en div. av York Securities, Inc. (listan visas nedan). Ömsesidig fond Familjer kan köpas från och med 08222016: tjur 13D Aktivistfonder tjur 1919 Fonder (tidigare Legg Mason Investment Counsel) tjur 360 Fonder (IMS Capital Management) tjur 361 Fonder tjur AAM (Rådgivare Asset Management) Fonder tjur Aberdeen Fonder tjur Absoluta fonder (Forumfonder) tjur Acadian Funds (Advisors Inner Circle) tjur ACM Dynamic Funds (Ascendant Capital Management) tjur Adams Harkness (Forum Funds) tjur Adaptive Allocation Fund tjur Adirondack Funds tjur AdvisorOne tjur Advisors Inre Circle tjur Advisory Research Funds tjur Affinity Small Cap tjur Aftershock Strategier Bull AI Funds Trust (American Indepedence Risk X) tjur Akre Focus Fund tjur Al Frank Funds tjur All Terrain Opportunity tjur Alpha Capital Bull AlphaCentric Funds tjur AlphaMark Investment Trust tjur AlphaOne Micro Cap (Advisors Inner Circle) tjur Alpine ACR Multi Strategy Bull Altegris Familj av ömsesidiga fonder tjur Amana Funds (Saturna) tjur AMCAP Fund tjur AmericaFirst Funds tjur amerikanska Beacon Funds tjur amerikanska århundradet investeringar tjur amerikanska fonder tjur amerikanska oberoende fonder förtroende (risk x) tjur amerikanska förtroende fientliga fonden tjur AMG fonder tjur ankare alternativ inkomst fonden tjur anfield universella fasta fonder fonden tjur ängel ek fonder tjur apex fonder tjur APEXcm fonder tjur API fonder tjur Appleseed Fonder tjur Arbitrage Fonder, tjur Ariel fonder tjur Aristotle fonder tjur Armor Alternativ Inkomst (Granit hamn) tjur pil fonder tjur Artio fonder (Aberdeen) tjur Ascendant Fonder tjur Aston fonder tjur Astor fonder tjur Athena Value (Princeton fond Advisors) tjur Aurora Horizon Investment Management Bull Auxier Asset Management AAM (Forum Funds) Tjur Avatar Fonder Bull Ave Maria Fond Tjur B. Riley Diversified Equity Institutionella (Världsfonder) Tjur Babson Capital Management Bull Baird Funds (RW) Baird Funds) tjur Balter Liquid Alternatives (Balter Discretnry Investments) tjur Bandon fonder (Fortress Funds) tjur Baron fonder tjur Barrow All-Cap LongShort Fonder tjur BBH (Brown Brothers Harriman) Fonder Bull BDC Income Fund (Forumfonder) tjur Beck Mack amp Oliver (Forumfonder) tjur Becker Funds (professionellt förvaltade portföljer) tjur Beech Hill Total Retur tjur BeeHive Fund (Forumfonder) tjur Belvedere Funds tjur Bernzott US Small Cap Värde tjur Berwyn Funds tjur Big 4 Onefund (World Funds Trust) tjur Biondo Funds tjur BNY Mellon fonder Bull Blair (William Blair) Fonder tjurblå Blå Aktuella fonder tjur BMO (Bank of Montreal) Fonder tjur Bogle Investment Management Small Cap Tillväxt tjur Bond Fund of America tjur BPV Fonder tjur Bradesco Latinamerika Fonder (Fundvantage Trust) tjur Brandes Funds tjur Brandywine Fonder tjur Braver Tactical Opportunity tjur Breithorn LongShort tjur Bridgehampton Value Strategier tjur Bridgeway Funds tjur Broadview Funds tjur Brown Advisory Funds Bul l Brown Kapitalfonder tjur BTS Fonder tjur Buffelfonder tjur Burnham Fonder tjur C Taktisk Dynamisk Fond (Kapitalrådgivare) tjur Cadence Fonder tjur Calamos Fonder tjur Calvert Fonder tjur CAM Bredmark Strategisk Inkomst tjur Cambriar Fonder (Advisors Inner Circle) tjur Camelot Fonder tjur Cane Alternativa strategier tjur CAN SLIM Välj tillväxt (NorthCoast Asset Mgmt) tjur Kapitalrådgivare Tillväxtfond tjur Kapitalinkomst Builder tjur Kapitalförvaltningsgrupp (CMG) Fonder tjur Capital Capital tjur Capstone Series Fund (Capstone Asset-Steward) tjur Carne Capital Funds (Forum Funds) tjurfäktningstältet Kultursfonden (TFS-fonderna) tjurkatalysatorfonder tjurfäktningsfonder tjurar CBRE Clarion (Advisors Inner Circle) tjur CCA-fonder tjur Cedar Ridge Obestämda kreditfonder tjurcentralfonder tjur Champlain Investment Partners (rådgivare inre cirkel II) tjur Charles Schwab fonder tjur Chartwell Small Cap Value Bull Chase Funds (Chase Investment Council Corp) tjur Chesapeake Funds tjur Chicago Equity Partners Bull Ci ncinnati Asset Management (CAM) Bredmarknaden Bull Clipper Funds (del av Davis Funds) Bull CLS Investments (AdvisorOne) tjur CM Advisors Bull CMG Funds (Capital Management Group) Bull CNI (City Nationale) Rochdale Funds tjur Collins Funds tjur Commerce Funds Bull Commonwealth Fonder tjur Kompass EMP-fonder tjur Dirigent Globala fonder tjur Conestoga tjur Kongress Kapitalförvaltning Mutual Funds tjur Consilium Emerging Market tjur Konvergens Investering Partners Fonder Bull Kockförstärkare Bynum Bull Copeland Fonder Bull Counterpoint Ömsesidiga fonder Bull Covered Bridge Funds, Bullen Cozad Small Cap Value Funds tjur CRA-fonder (gemenskapsinvesteringslag) tjur Crawford Mutual Funds (Crawford Investment Council) tjur Credit Suisse Kapitalförvaltning Amerikanska fonder tjur CRM-fonder tjur Crow Point Hedged Global Equity tjur Cullen Funds tjur Cutler Trust tjur CVR Portfolio Funds (tullfonder) tjur CWC Small Cap Aggressiv Värde tjur Dana Funds tjur Davenport Funds (Williamsburg Investment Trust) tjur Davis Fu nds tjur Day Hagan Funds tjur Delaware Investments (Macquarie Group) tjur Destra Funds tjur DF Dent (Forum Funds) tjur DGHM Funds (The World Funds Trust) tjur Diamond Hill Kapitalförvaltning tjur Direxion Investeringar Mutual Fund tjur Diskretionär Managed Futures Bull Diversifierad Risk Bull Dodge amp Cox Fonder tjur Domini Social tjur DoubleLine Fonder tjur Dreyfus tjur Driehaus Fonder tjur Dunham Fonder tjur DWS Fonder tjur Eagle Fondens famn tjur Eagle MLP Stategy tjur EAS Crow PointGenesis Alternativ tjur Eaton Vance tjur Edgewood Funds (Advisors Inner Circle) tjur EIC Value Fundvantage Trust) tjur Elessar Funds tjur Emerald Mutual Funds tjur Empiric Funds tjur EP Fonder tio Epiphany Fonder tjur Equinox MutualHedge Futures Strategi tjur Essex SmallMicro Cap tillväxtfonder tjur EuroPac fonder tjur EuroPacific Growth Fund tjur European Equity Fund tjur Even Keel Fonder tjur Eventide Fonder tjurar Överstiga Strukturerade Sköldar (Forumfonder) tjur Falcon Fokus tjur FA M Fonder (Fenimore Asset Management) tjur FBP-fonder (Flippin, Bruce Amp Porter) tjur Federerade investerare tjur Fidelity Investments bull Första Investors (Foresters Company) tjur Firsthand Funds tjur Första Trust Funds tjur Flippin, Bruce Amp Porter (FBP) Fonder tjur FMI Fonder tjur Fotspår Upptäck Värde tjur Forester Kapitalförvaltning tjur Fortressfond (tio fonder) tjur Fortunatus Protaktiska fonder tjur Forum Fonder tjurfonden Fondfonder FPA Fonder tjurfonder Fonder fonder Franklin Templeton Fonder tjur Franklin Templeton Offshore fonder tjurfonden Fonden Bull Frost Fondfamilj (Advisors Inre cirkeln II) tjur Fundamental Investors tjur FundVantage Trust Funds tjur FundX Funds tjur FX Strategy Fund, tjuren Gabelli Funds tjur Galapagos Partners tjur GAMCO Investors (Gabelli) tjur GaveKal Kunskap Ledare tjur Genève Advisors Fonder tjur Gerstein Fisher Funds tjur GinkGo Multi-Strategy Funds tjur Giralda Riskhanterad tillväxt tjur GL Makro Prestation tjur Glenmede Portfölj tjur Gol The Capital Management (Forumfonder) tjurar Good Harbor Funds tjur Gotham Funds (Fundvantage Trust) tjur Grande Peak Funds tjur Granit Harbor Funds tjur Grant Park Funds tjur Graty International Growth Fund tjur Green Century Tull Greenspring Fund (IndexIQ) tjur Growth Fund of America tjur Guggenheim Investeringar tjur GuideStone fonder tjur Guinness Atkinson Fonder tjur GWampK Investeringsledning tjur Hamlin High Dividend (Advisors Inner Circle) tjur Hancock Horizon Funds (Advisors Inner Circle II) tjur Hanlon Funds tjur Hansberger International Series tjur Harbor Funds (Shenkman Funds) tjur Harding Loevner Funds för amerikanska investerare tjur Hartford fonder tjurhösten fonder (rådgivare inre cirkel) tjur hatteras alternativa fonder tjur haverford kvalitetsvård (rådgivare inre cirkel) tjur HCM (Howard Capital Management) fonder tjur Heartland fonder tjur Henderson globala fonder tjur Hennessy fonder tjur highland fonder tjur hm Payson Total Return (Forumfonder) tjur Hodges Mutual Funds bull Homestead Fonder tjur Horizon Active Funds (AdvisorOne) tjur Horizon Kinetics Funds tjur Hotchkis amp Wiley tjur HSBC Investor Funds tjur Huber Funds tjur Hussman Funds tjur Icon Funds tjur Iman Fund (Allied Asset Investors) tjur IMS Capital Management (360 Funds) tjur Income Fund of America tjur IndexIQ-fonder tjur Inflation Hedges Strategi tjur ING Investeringar (Se Voya) tjur Innealta Fondfonder tjur Integritet Vikingfonder tjurfonden Intermediate Bond Fund of America tjur Internationell Tillväxt - och Inkomstfonden tjur Intrepid Kapitalfonder tjur Invesco AIM Fonder tjur Investeringsföretag i Amerika tjur Investment House Fonder, tjurfonden Investeringsförvaltares serieförtroende (IMST) tjur Investeringspartners Möjlighet tjurar Iron Horse Fund tjurar Ironclad Managed Risk tjur Issachar Fund, The Bull Ivy Funds (Waddell Amp Reed) tjur Jacob Funds tjur JAG Large Cap Tillväxt tjur James Alpha Funds (Saratoga Fonder) tjur Janus Fond tjur Jensen Fonder tjur John Hancock Fonder tjur JP Morgan Fonder tjur Jubak Global Equity b ull Kaizen Hedged tjur KCM Makro Trend tjur Keeley Fonder tjur Kellner Kapitalfonder tjur KF Griffin (KFG) tjur Kinetics ömsesidiga fonder (Horizon) tjur Kopernik Global (Advisors Inner Circle II) tjur Larkin Point Equity Preservation Funds tjurfonden Lateef Fund (Fundvantage Trust) tjur Laudusfonder (Schwab) tjur Lazard Kapitalförvaltning Open End Fonder tjur LKCM Fonder tjurledare Kapital Räntebärande fonder tjur Leadsman Kapital tjur Leland Fonder (tidigare Good Harbor Funds) tjur Leuthold Funds (Rafferty Capital Markets) tjur Lifetime Achievement Fund tjur Limited Term Tax - Ex Bond-fond av Amerika tjur Linde Hansen Kontrarvärde tjur Litman Gregory Masters (Institutionella klassfonder) tjur LJM Bevarande förstärkare Tillväxtfonder tjur LMCG Global Institutional (Forumfonder) tjur LoCorr Fonder tjur LongBoard fonder tjur LongLeaf Partners Fonder tjur Loomis Sayles tjur Lord Abbett tjur LS Theta tjur LSV Mutual Funds (Advisors Inner Circle) tjur Lyrical US Funds tjur Madison Funds Bull Mainstay Investments b ull Mairs Amp Power Funds tjur Makefield Managed Futures Strategi Bull Managers Fonder tjur Manning amp Napier tjur Marathon Värde Portfölj tjur Mariner Managed Futures Strategi Bull Marsico Funds Bull Matrix Advisors Value Fund, Inc. Bull Matthew 25 Fund Bull Matthews Asia Funds Bull MD Sass Bull Meeder Fonder Bull Fusion Fonder tjur Meridian Fonder Bull Fonder (Forum Fonder) Bull Metropolitan Met West Fonder Bull MFS Fonder Bull Midas Fonder Bull Milestone Treasury Obligations (AdvisorOne) Bull Miller Convertible Funds (Wellesley Investment Advisors) Bull Monetta Trust Fonder Bull Monongahela Capital Management (Forum Funds) tjur Modern Fund (Belvedere Funds) tjur Monte Chesapeake Funds (Mariner Hyman) tjur Motley Fool Funds tjur Mount Lucas USA (Fundvantage Trust) tjur Muhlenkamp Fund tjur Munder Funds tjur Mundoval Funds Bull Mutual Funds Serie Trust Bull Mutual Series Funds (Franklin Templeton) tjur MutualHedge Equinox Futures Strategi tjur Nationwide Funds tjur Nat ixis fonder tjur navigator fonder tjur ny ekonomifond tjur nyfund fond tjur nyperspektiv fond tjur ny värld fond tjur nicholas fonder tjur nile kapital investerare förtroende tjur nord stjärna fonder tjur norra fonder tjur Northern Lights Fund Trust III tjur Northern Lights Mutual Funds Serie Förtroende tjur Northern Lights Två vägar delad förtroende tjur NorthPointe Capital (Advisors Inner Circle Fund III) tjur Nuance Investeringar Ömsesidiga fonder tjur Nuveen Investeringar tjur Oak Ridge fonder tjur Oakmark fonder tjur OakTree fonder tjur Oakseed Opportunity bull OCM Gold Funds tjur Olstein Funds tjur Optimum Funds (Delaware Investments) tjur Orchard Small Cap Värde tjur Orinda ömsesidiga fonder bull OShaughnessy Asset Management tjur Osterweis Capital Management tjur Stilla finansiella fonder tjur Palmer Square tjur Panther Small Cap Fonder tjur Paradigm Fonder tjur Parnassus Investments tjur patriot fond tjur pax världsfonder bu ll Payden Ampel Rygel: Payden ömsesidiga fonder Bull Payson Total Return (Forum Fonder) Bull PCS Commodity Strategy Bull Pear Tree Funds tjur Penn Capital Funds tjur Perimeter Small Cap Möjligheter tjur Perimeter Small Cap Tillväxt tjur Perkins Discovery (World Funds Trust) tjur Permanent Portfolio tjur Perritt Capital Management tjur Persimmon LongShort tjur PFS Fonder - Castle Focus Fund tjur PIA (Pacific Investment Advisors) tjur PIMCO (Pacific Investment Management Co) tjur Pinnacle Tactical Allocation tjur Plumb Funds (Wisconsin Capital) tjur Polaris Global Value Fonder (Fundvantage) tjur Poplar Forest Funds tjur Portfölj 21 Global Equity Fund tjur Power Inkomst eller Utdelning Fonder Bull Praxis Funds (MMA Praxis) tjur Pris, T Rowe Bull PRIMECAP Odyssey Funds Bull Princeton Fund Advisors (Athena Value) Bull Princeton Futures Strategi Bull Principal Fonder tjur Private Capital Management (Fundvantage) tjur Förmåga Fund tjur Professionellt förvaltade Portföljer - B ecker fonder tjur vinstmedel investeringar förtroende, tjur proFunds tjur Provident ömsesidiga fonder tjur PSI fonder tjur PTA omfattande alternativ tjur Putnam investeringar tjur quaker fonder tjur regnar fonder tjur Ramius fonder (Aristotle) ​​tjur Raylor Managed Futures strategi (Taylor Xplor) tjur RBB fonder, (Boston Partners) tjur RBC Funds Global Asset Management tjur Reaves Utility amp Energi (Advisors Inner Circle II) tjur Redwood Managed Volatility Funds tjur Regal Total Return Fund tjur REMS Real Estate Portföljer (World Funds Trust) tjur renässans Large Cap Growth Fund tjur RESQ Fonder tjur Rice Hall James (RHJ) Fonder (Advisors Inner Circle) Bull Ridgeworth Investeringar Bull Risk X (RX) Fonder tjur Riverbridge Tillväxt tjur RiverNorth Funds tjur Riverpark Funds tjur Rivington Diversified Funds (Fundvantage Trust) tjur RMB Capital Management (tidigare Burnham) tjur RNC Genter Utdelning Inkomst tjur Robeco Boston Partners tjur Robert W Baird Funds (Baird Funds) tjur Roge Partners Fund tjur Rothschild Larch Lane (Advisors Inner Circle III) tjur Royce Funds tjur RPg Emerging Market Sector Bull RS-fonder tjur Rydex Funds (Guggenheim Investments) tjur RX Funds Trust (Risk X) tjur S1 Fund tjur Salient Partners Stolt MF Trust tjur Sandelträ Opportunity bull Sands Kapital (rådgivare inre cirkel) tjur Saratoga fonder tjurfonder (Tocqueville) tjur Schneider fonder tjur schooner fonder tjur schroders amerikanska ömsesidiga fonder tjur schwab fonder tjur schwartz värdefonden (Ave Maria) tjur Scotia dynamisk amerikanska tillväxten (RBB fonder) tjur scout fonder tjur Sjöfartsfonder tjur Segall Bryant amp Hamill tjur SEI-fonder tjur Valde fonder (del av Davis fonder) tjur Semper MBS-fonder tjurar Sekventa fonder (del av AmanaSaturna-familjen) tjur SFG Futures Strategi tjur Shelton fonder tjur Shenkman fonder (se hamnfonder) tjur SkyBridge Utdelningsvärde (Fundvantage Trust) tjur Sierra Funds tjur SignalPoint Global Alpha tjur SilverPepper Fonder tjur Skyline Special Equities Portfölj tjur Smallcap Wor ld fond tjur smead värde fonden tjur smith grupp fonder tjur snö kapital familj fonder tjur sund shore fond tjur southernsun fonder tjur Steinberg kapitalförvaltning (Forum fonder) tjur Steward ömsesidiga fonder (Capstone Asset planering) tjur Stewart kapital tjur stenen toro lång kort fonden tjur Stralemfonden tjur Strategisk Latinamerika Fonden Bull Summit Global Investments (RBB-fonder) Bull SunAmerica Mutual Funds tjur SuperFund Managed Futures (Equinox) tjur Hållbara möjligheter tjur Swan Definierade Riskfonder tjur Systematiska fonder Bull T Rowe Pris tjur Tactical Asset Allocation tjur Tax-Emempt Funds av CAMDVA-tjur skattebefriad obligationsfond i Amerika tjur Taylor Xplor Managed Futures tjur TCM (Tygh Capital Management) Tillväxtfonder tjur TCW Galileo-fonden tjur Teberg fond tjur TETON Westwood (GabelliGAMCO) tjur TFS-fonder tjur THB-Thomson Horstmann amp Bryant (Advisors Inner Circle) tjur Third Avenue Bull Thomas White Funds tjur Thompson IM Bull Thornburg Investment Management tjur TimeSquare Intern Ation Small Cap Fund Bull Timothy Plan Bull TIP Funds (Turner Investments) tjurar Tocqueville Fonder tjurar Säkrade fonder tjurar International Funds (fonden för världsfonder) bull Torray Fund bull Tortoise Capital Advisors tjura Touchstone Investeringar tjurar Tappa Djup Värde Fond tjur Transamerica Fonder tjur Tributary Funds Bull Trilogy Funds tjur TSampW Equity Portfolio (Advisors Inner Circle) tjur Turner Investments (TIP Funds) tjur Tweedy, Browne Mutual Funds tjur Två Oaks Diversified Growth Amp Inkomst tjur Två Vägar Delat Förtroende Tjur USA Global Investors Tjur US Government Securities Fund Bull Ultimus Managers Trust Bull Union Street Partners Värde (USA-fondernas förtroende) tjur USA Mutuals (tidigare fonder) tjur Valley Forge Fund tjur Värde Line Line tjur Van Eck Funds tjur Vanguard Group Bull Vice Funds (se USA Mutuals) tjur Victory (VCM) Villare Funds (Quaker) tjur Virtus Investment Partners Bull Vista (VRM) Noterad Private Equity Bull Vivaldi Merger Arbitrage Bul l Voya Investment Management (tidigare ING) tjur Vulcan Value Partners tjur Waddell amp Reed Rådgivare tjur Wasatch Fonder tjur Washington ömsesidiga investerare tjur våglängd tjur WBI investeringar tjur WCM fonder tjur Weitz Investment Management fonder tjur Wellsley investeringsrådgivare (Miller Convertible Funds) tjur Wells Fargo Advantage Fonder Bull West Shore Real Return Inkomster Fonder Bull WestCore Funds (Denver Investments) tjur Westport Funds tjur Westwood Funds (Advisors Inner Circle) tjur WHV Funds (Fundvantage Trust) tjur William Blair Funds Bull Williamsburg Investment Trust: FBP-fonder Bull Williamsburg Investment Trust: Davenport Fonder tjur Wilshire ömsesidiga fonder tjur vintergreen fond tjur Wisconsin kapital fonder (plumb fonder) tjur världsfonder (Pax) tjur World Funds Trust, den (första Dominion Capital) tjur Wright Managed Funds Wright investerare tjänsten tjur Yacktman fonder tjur zacks fonder tjur zeo strategiska inkomster bull Zevenbergen Funds Obs: Investerare bör överväga investeringsobjektet ectives, risker, kostnader och kostnader för investeringsbolaget noggrant före investeringen. För att kontrollera denna eller någon annan information om en viss fond, vänligen be om ett prospekt från fondbolaget eller Trading Direct för att läsa noga innan du gör en beställning. FundVest är ett registrerat servicemärke för Pershing, LLC. David Lykken Managing Partner ndash Hypoteksstrategier DLykken vid MBS-Team dot com (512) 977-9900 ext. 101, Direct Line: (512) 501-2810 David Lykken har en passion för att hjälpa bolån att växa och blomstra genom att ge solida affärsstrategier och råd. Han älskar grundligt att arbeta med sina kunder och har haft fantastiska resultat. Det är inte bara den energi han ger till varje nytt förhållande - snarare det sätt som han samtidigt stöder och utmanar sina kunder, bygger på styrkor och fastställer områden för förbättring. Med mer än 37 års branscherfarenhet har David fått ett nationellt rykte som en branschexpert. Han är värd för det veckovisa radioprogrammet Lykken on Lending. med nya episoder som flyger måndagar klockan 10:00 klockan 1: 00 pm E, samt en frekvent gäst på FOX Business News med Neil Cavuto, Stuart Varney, Liz Claman och Dave Asman med ytterligare gästuppträdanden på CBS Evening News. Bloomberg TV och radio. Hans tankar och åsikter om hypotekslån och bostadsbranschen citeras ofta i affärssektioner av ledande nyhetspapper över hela landet, liksom i hypotekslåns handelspublikationer. David är känd för sin unika kombination av teknik och affärserfarenhet och framgång med att arbeta med tidiga startstarter hela vägen till blomstrande offentliga företag. Han har varit där-gjort-den erfarenheten som grundaren av två södra Kalifornien hypotekslån och partner i ett stort nationellt bolånebankbolag. Innehar en stark entreprenörsanda, började han också ett programvaruföretag för datoriserat lån originalt (CLO) bokstavligen i hans garage, vilket till sist växte till ett stort nationellt börsnoterat tekniskt företag som tagit upp 23 marknadsandelar. Sedan 2000 har han hjälpt ett växande antal företagsägare och ledande befattningar att omvandla sina företag dramatiskt till nästa generation av hypotekslån i processen. David har också en BA från Pacific Lutheran University i Tacoma, WA. Han bor i det vackra Texas Hill Country väster om Austin med sin fru och två döttrar. Han är aktiv på marknadsplatsen kristna ministeriet. Andrew Schell, CPACMBCFF Managing Partner ndash MBS Financial Services Andy på MBS-Team dot com (512) 977-9900 ext. 2812, Direct Line: (512) 501-2812 Mr Schell är en förvaltningspartner och grundare av banklånslösningar, Metric Banking Solutions och MBS Financial Services (MBS), baserat i Austin, Texas. MBS grundades 2007 och har vuxit till att vara ett nationellt finansiellt rådgivande företag som stöder affärsbanker, hypotekslån och kreditföreningar. Han ger MBS-klienter hjälp med några av de mest komplexa områden som industrin idag står inför: Inkomster Hållbarhet och Marginalhantering Finansiell förvaltning och regelbunden rapportering för både OCC och CFPB Hedge Efficiency, Hedge Accounting och Hedge Model Validation enligt OCC Operational Assessments of Commercial Banker och använd linjelåner Lånebanker Underleverans och Service Level Agreement Validering enligt OCC Vender Management, enligt vad som krävs av OCC och CFPB Merger Amp Acquisition due diligence Teknisk avkastning inklusive leverantörsbedömning, urval och integration Expertvittnesstöd inklusive fall där Fortune 100 nationella företag Som en av endast tre CPAs med certifiering i Financial Forensics och som Certified Mortgage Banker är han erkänd som expert på hypotekslån, kapitalmarknadstransaktioner och redovisning för hypotekstransaktioner. Andy har lång erfarenhet av att utforma strategier och extrahera resultat i olika affärsmiljöer som ägare, president, ekonomichef och rådgivare som konsult, investerare och bankir. Som sådan har han en beprövad historia om att utveckla innovativa lösningar för att snabbt ta itu med prestationsproblem genom att öka försäljningen, förbättra effektiviteten och minska kostnaderna. Han har orkestrerat skapandet av många nystartade företag, inklusive hypotekslån, teknikföretag och flera federala entreprenadföretag som växte till nationella företag samt lyckades kapitalbildningskraven för att finansiera den nationella expansionen för flera företag genom att skapa ett försvarbart företag fallet och presenterade begäran till banker och investerare över hela landet. Han började sin karriär 1978 som en postrumsansvarig för en FDIC-bank och presenterade efter bolagsstämning företagets finansiella resultat till bankernas styrelse. 1998 blev han VD: s ekonomidirektör för en flervärdig hypotekslån. Under de senaste 30 åren har han ledt verksamhet för både små och stora organisationer, inklusive Bank of America i San Francisco där hans team skapade den nationella korrespondentutlåningsplattformen. Han lyckades också alla lånebokföring för bankerna med 14 miljarder hypotekslån och hanterade alla säkringar för en 35 miljarder portfölj. Han ledde lånebetjäningsoperationen för en kommersiell bank med flera miljarder dollar och fortsatte att leda till att 7 nationella företag bildades från hypotekslån till federala entreprenörer, inklusive installationen av interkontinentala ballistiska missil silor för det nationella försvarskölden i Alaska och omprogrammeringen av programvara som såldes till NASA. Andy undervisar också hypotekslån och säkring av CPA (specifikt de som granskar hypotekslån) och långivare nationellt via Mortgage Bankers Association. Han talar på nationella konferenser och publiceras i nationella cirkulationer som diskuterar redovisning, riskhantering och kapitalmarknader och är värd för segmentet Profit Doctor på den nationella poddsändningen Lykken on Lending med över 8 000 enskilda nedladdningar per vecka. Chuck Klein Managing Partner ndash Fusionerar Amp Acquisitions CKlein på MBS-Team dot com (512) 977-9900 ext. 103, Direct Lines: (512) 501-2813, (254) 741-1582 På MBS är Chuck Kleinrsquos kunder beroende av honom för att förutse en tillväxtplan (eller exitstrategi) som vänder sig till utomstående investerare eller kapitalpartner. Mr Klein är känd för sina 20 år som verkställande direktör och ägare av realkreditmarknadsförmedling och konsultföretag som representerar säljare och köpare i många av de countryrsquos största transaktionerna som involverar banker och bolag. Kunderna är också övertygade om att han kommer att hitta dem som är filosofiskt kompatibla ndash samt hitta nischer, tillhandahålla service och genomföra affärsplaner som ger dem långvariga konkurrensfördelar. Chuck Klein är en chef för Texas Mortgage Bankers Association och har fungerat som medlem i Fannie Maersquos Secondary Marketing Liaison Committee. Chuck utexaminerades från University of Texas, Austin med en BBA i Management och bor i Waco, Texas med sin fru Patty. Hans son Mitchell är en universitetsstudent vid Sam Houston State University. Lindsay Bridges Project Consultant, chef för Business Development LBridges på MBS-Team dot com (512) 977-9900 ext. 110. Direktledning: (512) 501-2815, Cell: (512) 657-2588 Lindsay Bridges är en pålitlig dedikerad försäljningsverksamhet som strävar efter att framgångsrikt styra våra kunder genom processen att erhålla de tjänster som bäst passar deras behov. Hon åtnjuter jakten på att hitta rätt lösningar för att hjälpa dig att växa och alltid sträva efter att överträffa förväntningarna. Lindsay utmärker sig på att utveckla starka varaktiga relationer med våra kunder och trivs på att stödja dem genom hela vårt förhållande. Hon har en tidigare bakgrund i fastigheter och var medlem i en av Austin Business journalerna ldquoTop 25 Producing Teams. rdquo Lindsay var individuellt den främsta producerande agenten under samma mäklare. Hon utexaminerade Cum Laude med en dubbel major i statsvetenskap och psykologi från Texas Tech University, där hon fortfarande är en lojal Red Raider Fan. Hon bor vid Lake Travis nära Austin med sin man Michael och deras son Zachary. Daniel Cooper, CMB Senior Consultant - Sekundär kapitalmarknad DCooper på MBS-Team dot com (512) 977-9900 ext. 402, Direct Line: (713) 893-5219, Cell: (713) 206-8321 Som en Certified Mortgage Banker (CMB), ger Dan Cooper mer än 25 års omfattande Secondary Marketing-erfarenhet till MBS-laget. Han är veteran av många cykler i verksamheten och har lyckats med sekundär marknadsföring, försäljning och back office verksamhet för företag vars produktion varierade från 500 miljoner per år till över 6 miljarder per år. Mr Cooper har anställt en mängd olika filosofier och system i processen och förstår fördelarna och nackdelarna för var och en i förhållande till en companyrsquos riskreturnprofil. Ytterligare erfarenheter omfattar inköp, försäljning och säkring av stora hypotekslån och säkerhetsportföljer, skapande och förvaltning av ett lönsamt de novo bolåneföretag samt genomförande och förvaltning av FAS 133-säkringsredovisningssystem och förfaranden för en 36 miljarder hypotekslån och en 4 miljarder kronor per år grossistinriktat bolåneföretag. Mr Cooper fick sin BSBA-examen i ekonomi från University of Florida och hans MBA från Florida Atlantic University. Han bor i Houston, Texas där han har tid med sin fru Kimberly och 3 barn. Gerard J. Heinz, CPA Senior Consultant - Due Dilligence, Redovisning GHeinz på MBS-Team dot com (512) 977-9900 ext. 402, Direct Line: (215) 275-6054 Jerry Heinz har över 25 års erfarenhet inom hypotekslånsindustrin. På den tiden har han haft ledande roller inom finans, sekundärmarknadsföring, hypotekslån, service och hypotekslån. Jerryrsquos konsultuppdrag spänner över operativ reengineering, kontorsutlåning, tekniska recensioner, teknikdesign, projektledning, servicevärdering och recensioner och standardhantering. Han har även utformat och lyckats med utvecklingen av flerkanalsanslutningssystem. Därigenom har han valt och integrerat bästa av rasopplikationer för produkt - och prissättning, dokumentinspelning och bildbehandling samt bärbar originering. Till stöd för hans teknikkonsulting har Jerry utfört analytiska granskningar av produktions - och serviceverksamhet för förvärv, konsolidering och reengineering. Dessutom har han utfört MampA-översyner av serviceplattformar, inklusive redovisning, samlingar, avskärmning och operationell analys. Jerry har också genomfört lagerutlåningsrecensioner för First Collateral, National City och MidAtlantic National Bank, där han granskade många av klientserverapplikationerna som utvärderade integrationspunkter med lagerleverantörerna och rekommenderade ändringar för att tillhandahålla kontroller under hela verksamheten. Vidare har Jerry fungerat som en interimistisk CIO för att underlätta processen, utformningen, utvecklingen och genomförandet av olika system. Jerry har varit en förespråkare för e-handelslösningar som arbetar med olika företag och investerare att implementera papperslösa bearbetnings - och servicelösningar och främja datacentriska arkitekturer för att ge analytiskt och beslutsfattande stöd till en slutlig e-Mortgage Solution. David Hopson Senior Consultant, Direktör för sekundärmarknadsföring, Financial Modeling amp Technology DHopson på MBS-Team dot com (512) 977-9900 ext. 104, Direct Lines: (512) 501-2814, (949) 273-4197 Med en ovanligt bred bakgrund inom både affär och teknik är David passionerad för att skapa system som anpassar människor, processer, teknik och affärsstrategi. He has 15 years of experience in the mortgage banking industry and is primarily involved with leading MBS secondary marketing operations and its technology department, which oversees systems recommendation and integration. The son of an electrical engineer, he turned a lifelong interest in computers and math into a position as project manager and head developer for a project developing a loan origination software system from scratch. (When the company was sold, half of the companyrsquos book value was attributed to this innovative system.) Due in large part to his efforts, Davidrsquos clients are exceeding their business goals ndash and MBS is fast becoming one of the nationrsquos premier mortgage consulting firms. David holds a BS in Business Administration with emphases in Finance and Marketing from the University of California, Berkeley and currently lives with his wife in Placentia, CA. Having been born and lived in Europe as a child, David speaks Italian, French and basic German and Spanish and enjoys traveling - especially to visit both his and his wife39s families, who happen to be from the same Italian town. Vaughn Pearson Senior Consultant - Commercial Banking VPearson at MBS-Team dot com (512) 977-9900 ext. 402, Direct Line: (214) 405-6667 Vaughn Pearson has broad-based senior management experience in the financial services, consulting, and accounting industries. He has served in executive roles of Chief Lending Officer and Chief Credit Officer in Dallas-area banks and thrifts for more than 25 years. In addition, he has 10 years of experience with major firms involved with the financial services consulting: Computer Sciences Corporation, Deloitte amp Touche, and EDS, where his activities included roles as subject matter expert in lending and collections redesign in Federal contracts, leader of control self-assessment engagements for large insurance companies, and overseer of credit risk system implementations at regional banks. As part of MBS, he serves in supervisory oversight roles at troubled institutions on behalf of regulatory agencies, and has been fully vetted by the FDIC for leading asset liquidation teams in failed banks. Vaughn also has an international speaking practice, having served on the faculties of RMA the Risk Management Association and the Southwestern Graduate School of Banking for more than 30 years. He is an adjunct professor at LeTourneau University, and has authored numerous articles for professional journals on topics ranging from corporate governance to small business development activities. Vaughn also holds a BA from Duke University and an MBA from Tulane University. Shelly Rogers Senior Consultant, Accounting amp Strategic Finance SRogers at MBS-Team dot com (512) 977-9900 ext. 105, Direct Line: (760) 201-9395 Shelly is a veteran in the Mortgage business with experience as an owner of a mortgage lender, a senior executive of a national mortgage bank, and a consultant supporting the financial management of several mortgage banks. With her extensive expertise in accounting and QuickBooks she is able to help mortgage lenders accurately determine their financial condition and establish control procedure to protect themselves from corporate fraud. Shelly currently manages the accounting function and warehouse activity for several mortgage banks. Her focus on operational efficiency and her expertise in financial management explains why her clients consider her input essential to their operation. Shelly holds a B. S. in Business Administration with an emphasis in Accounting from the California State University - San Marcos. She enjoys camping, waterskiing, snow skiing, and spending time with her family. Suzanne is a Six Sigma Black Belt and a solution oriented Executive with extensive experience in Operational Excellence and Process Optimization. She is an influential leader with the demonstrated ability to cultivate collaborative business relationships based on integrity and trust. She is skilled in strategic planning and tactical implementation having worked with some of the largest lenders in the county including Chase Bank and Bank of America where she demonstrated expertise in: program and project management, operational excellence and data management and security. Suzanne holds certifications as Six Sigma Master Black Belt, Integrated Project Management Certification, and has CISSP course work completed. She holds both a Bachelors degree and a Masters degrees from St. Marys College in Moraga, California. F. Anthony Tony Musgrave, JD Senior Consultant, Former General Counsel - Labor Buybacks TMusgrave at MBS-Team dot com (512) 977-9900 ext. 107 Trained as a lawyer, F. Anthony Tony Musgrave has broad experience in the mortgage industry. He has served as the Executive Vice President for a national mortgage lender operating in 50 states, the District of Columbia, Guam and the U. S. Virgin Islands with over 600 branch offices and 4,000 employees. The company held approvals from HUD, VA, FNMA, GNMA, and USDA. Mr. Musgrave was the Executive officer in charge of Legal, Compliance, Licensing, Quality Control and Internal Branch Audit, also serving as a Vice President to a related national wholesale lender. He was formerly a Vice President and General Counsel for a national wholesale home equity lender and servicer operating in 50 states with more than 1,000 employees, where he was involved with the issuance of asset backed securitizations. Mr. Musgrave has worked extensively with risk and operational matters including regulatory examinations, wage and hour policies and procedures, internal branch audit, quality control, and loan repurchase and indemnification issues. He wants to help companies with current matters as they arise, as well as developing an overall risk management strategy that is pro-active. Tony makes his home in Houston, Texas with his wife, children, and assorted pets. He is a member of several professional organizations and acts as a volunteer mediator for the Harris County Dispute Resolution Center. Tony holds a B. S. in Business and a Juris Doctorate, both from Oklahoma City University. MBS is not a law firm and does not provide legal advice or services. Crystal Black Senior Consultant - Accounting amp Project Management CBlack at MBS-Team dot com (512) 977-9900 ext. 131, Direct Line: (512) 501-2819 Crystal Black is the Data Management Accountant for Mortgage Banking Solutions. Crystal has over 8 years of professional accounting and finance experience. In addition to her mortgage banking experience, her comprehensive business background also includes client relations, government contracting, project management, operations, and logistics. Crystal holds a Bachelor of Science from Texas AampM University-Corpus Christi and a Masters of Business Administration in Finance from St. Marys University Bill Greehey School of Business. Crystal is originally from Corpus Christi, Texas and has made San Antonio her new home. She enjoys outdoor activities and spending time with her husband, David and their son, Malcolm. He began his 30 year career in business as an accountant with Ernst and Young, a Big 4 firm. While at Ernst and Young, he supervised the annual audits of one of the five largest residential mortgage servicers in the country. At the same time, he also earned an MBA with an emphasis in finance from Old Dominion University where he later taught undergraduate accounting. Tom is a member of the American Institute of Certified Public Accountants. Tom subsequently worked in the areas of real estate finance and development, business operations, management, and sales. As an entrepreneur, Tom owned and operated a number of businesses, including a privately held commercial mortgage brokerage firm. Tom and his wife Sharon live in Alpharetta, Georgia, where they happily raised their twin daughters one of whom is a guidance counselor in South Carolina and the other is working on her PhD. in Optimization at MIT. Tom now enjoys cooking and traveling with Sharon. Alice began processing loans in 1982, became an originator and then moved to underwriting and found her niche in operations. She was hired by a national wholesale and retail bank in 1989 as part of a small team to begin a TPO origination division and eventually became Senior Vice President of Operations. In this role Alice was responsible for all operations including underwriting, funding, post closing, servicing and quality control. She served as the corporate compliance officer, working directly with HUD, FDIC, FRB, Fannie Mae and Freddie Mac on all audits while the bank grew to close 3 billion in residential loans. In January 1996, Alice partnered with Jan Wetzel of Wetzel Trott to start Mortgage U, Inc. (MU). MU has created countless customized training programs for classroom and internet learning from application through loan delivery and all things compliance and FHA. MU is an education partner with Campus MBA delivering their FHA programs including training for FHA on FHA single family and hospital products. In addition to education she has developed several products and services including automated compliance Health Checklists, appraiser credential management and customized procedure manuals for lenders, banks and credit unions across the country seeking to build compliant and efficient operations. Alice is a Master Certified Mortgage Banker (CMB), designated by the Mortgage Bankers Association of America. Alice currently serves on the state board of the Michigan Mortgage Lenders Association as the education consultant and the advisory board for Habitat For Humanity Michigan Fund. She served on Fannie Maes Risk Management Advisory Counsel and as an instructor for Fannie Maes Housing Finance Institute In 2000 she received the Vic Miller Outstanding Mortgage Banker award from the Michigan Mortgage Lenders Association. In 2009 she received the James T. Barnes award for significant contributions and outstanding dedication throughout the years to the mortgage banking industry. Jon Traver Production Consultant - Branching, Recruiting and LO Training JTraver at MBS-Team dot com (512) 977-9900 ext. 112, Direct Lines: (512) 501-2817, (972) 467-3990 Jon Traver has spent 12 years forging referral relationships with builders and realtors for his own mortgage company. Now, Jon takes his skills and helps others do the same. Jon is an entrepreneurial Sales Executive with an excellent track record of helping both new and established mortgage companies in multi-state territories and regions grow their businesses. Skilled at developing strong relationships, providing consultative sales and driving revenue growth, Jon trains executives, branch managers, and loan officers how to redefine who they are and what they do. He then helps them build a game plan for taking that new knowledge to the streets, including the execution. Jon has expertise in turning-around under-performing mortgage companies, including helping them hire, train, mentor and develop high-performing teams. He also has extensive experience working with Branching companies to grow their businesses through branch and LO acquisition, as well as building long term business development plans. Jon lives in Dallas, Texas with his wife Jennifer, son Austin, and daughter Madison. He enjoys playing golf, ice hockey, and watching his daughter play softball. Theresa Marie Chief Information Officer Managing Director Strategic Technology amp Operations Theresa at MBS-Team dot com (512) 977-9900 ext. 2804, Direct Line: (512) 501-2804 Theresa Marie is an award winning technology executive with a well-earned reputation as an extraordinary team builder who is gifted at finding solutions to complex scenarios. Along with 25 years of experience in the sophisticated technologies that support the foundation of the financial services industry, she possesses intuitive listening skills that enable her to Identify and understand complex issues and create effective solutions that yield exceptional results. Its these traits, and her solid track record of actualizing successes, that make Theresa a vital resource for any organization looking to maximize their integration and deployment of technology to achieve highly satisfied front-end users and to maximize the technology ROI. Her background includes 15 years in the mortgage lending industry where she was involved in every aspect of the technology and operations of a mortgage bank ndash from origination to servicing and from process assessment to new technology solution integration. Additionally, Theresa has been the driving force behind innovative mortgage technology solutions, where she led multiple initiatives that advanced the effectiveness of technology and process in mortgage lending including the design of an innovative Automated Underwriting System. Theresa has been recognized as a leader in the industry, receiving both the 2009 New Mexico Technology Council - Women in Technology Nomination, the 2009 Celent Model Bank award winner and the 2007 New Mexico IT Excellence Award for Best Solution. She received a four year scholarship to the University of Wisconsin, Madison from the Rotary Club where she studied aeronautical engineering. She has been active in industry organizations such as the Mortgage Bankers Association, American Institute of Banking, UW-Madison amp CUNA Financial Counseling School. Theresa is also deeply involved in her community, playing key roles in local United Way initiatives, the Chamber of Commerce and various leadership positions in youth-oriented support agencies. Jody Natoli Mortgage Operations Specialist JNatoli at MBS-Team dot com (512) 977-9900 ext. 112, Direct Line: (512)-501-2817, Cell: (619) 806-0240 Jody Natoli is a seasoned mortgage veteran and entrepreneur, with 33 years of executive management experience, including over 20 years in Mortgage Banking. Her expertise includes analyzing mortgage processes, perfecting and implementing solutions to streamline new loan production and asset management. She has designed Best Business Practices to correct large scale mortgage loan document and lien deficiencies, particularly in the vintages of 2005-2009. Ms. Natoli has been involved in numerous industry initiatives collaborating with The Mortgage Bankers Association and Government Agencies including the initial development of MERS. Her proven track record includes 19 years as CEO and Founder of Data Star Services, Inc, with a client list including money center banks, regional banks, large originators and servicers. She has received the award for President of the Year from Stewart Title for the founding and development of what is now Stewart Lender Services. Ms. Natoli is also CEOcreator of Mortgage Asset Perfection, a document and lien perfection service, and is actively involved with two non-profits: ChildHelp USA for the treatment and prevention of child abuse and The LightHeart Foundation uniting elders in nursing facilities with local high school students. Kathie Thomas, CME Senior Consultant KThomas at MBS-Team dot com (512) 977-9900 ext. 2816, Direct: (512) 501-2816, Cell: (512) 635-4579 With 20 years in the Mortgage Industry, Kathie Thomas brings a well rounded understanding of what it takes to succeed having walked in the shoes of the Originator, Processor, Closer and DE Underwriter. Her Operations Management experience is invaluable when assisting clients with best practices and efficiencies. Her passion for Compliance grew from the preparation of FNMA and GNMA applications, and continued when she created a consulting firm to serve smaller mortgage lenders for whom she serves as a Contract Compliance Officer. In addition, she performs AML audits, Internal Fair Lending Analysis, writes Policies and Procedures, assists with Audit preparation and works closely with all shapes and sizes of lenders to make sure they are compliant. Ms. Thomas is also known for her training expertise. She teaches several classes for an NMLS Approved Educator, and created an Anti-Money Laundering curriculum in response to FinCEN requirements. Every visit she makes with a client is a training opportunity for her, and whether one-on-one or for a group, she covers topics in an easy-to-understand format. Ms. Thomas received a B. S. in Criminology and Corrections with Honors from Sam Houston State University, and is Certified in Mortgage Ethics. She is member of the MBA, TMBA, AMBA, NAPMW and ACFE, and serves on several committees with the MBA and TMBA. She lives in Georgetown Texas with her best friend and husband of 32 years, and has two grown daughters and loves to travel, ski and learn something new every day. Meahgan Riley Accounting, Project Coordinator MRiley at MBS-Team dot com (512) 977-9900 ext. 2819, Direct: (512) 501-2819 Meahgan Riley is an Accountant for Mortgage Banking Solutions where she monitors all income and expense transactions along with the job profitability assessments for all of the MBS companies including Metric Banking Solutions and MBS Financial Services. She also supports the MBS Financial Services bookkeeping service for mortgage banks. In addition to her role with MBS, Meahgan works with a Dallas-based accounting and financial services firm where she has been their lead Quickbooks integration accountant. Meahgan has over 5 years experience as a professional accountant managing the finances for several entities simultaneously including accounting system management, data capture and interface, cash-flow projections, payroll interface, maintaining financial data and assisting the tax CPAs with quarterly and annual tax returns. Meahgan holds a Bachelors Degree in Business Administration with an emphasis in Accounting from the Anderson School of Management at the University of New Mexico. She is also an expert in Quicken and Quickbooks. She lives in Dallas and loves to travel especially to locations with beaches and spend time with her two sons, Joshua and Joe. Dana Wasson is a consultant to the mortgage and banking industries. She provides advice and support on regulatory and compliance challenges, product development, audit preparedness, business, operational and efficiency reviews and also strives to help lenders and bankers to operate effectively and profitably in the residential mortgage lending market by providing consulting and, in some instances, daily ongoing support. Dana has been an active contributor to the industry for over 25 years and has developed numerous training courses for web platforms, as well as classrooms, and is a high-energy, active trainer with several of the top mortgage training companies as a freelance mortgage educator. She has helped to create mortgage products that included development of the product from conception to guidelines for securitizations. She has successfully built and managed several large mortgage operation centers, risk management groups and exceptionally successful sales teams on both regional and national levels. She has co-authored numerous articles and is often a guest speaker at state and national mortgage events. Dana earned her degree in business and currently holds 8 state mortgage Loan licenses. She is also a graduate of the MBA Leaders Program and lives in the Lake Conroe area of Texas with her husband Craig and daughter Victoria. ClientsProject References End User: Nabors RIG 655 Offshore Rig Projects calls for very high end specification for LV switchgear to meet the harsh environments amp adverse weather conditions. It necessitates precise design to conform international rig standards, which Binghalib experts fulfilled to high quality. Nabors Rig is one among the Rig projects we executed through the years. Completed in 2011 Supplied LV panels at different voltage levels -480V Engine Distribution Board. 480V Emergency MCC, 480V Engine MCC, 208120V Lighting panels. Special AVR Controlling scheme from Finland has been integrated to the generator, which is solely done for Rig Amina. New model engine control with Analog Facilities. Synchronization between generators to ensure zero downtime which critical for a rig. End-User: ADNOC Location: Abudhabi A joint venture between the Abu Dhabi National Oil Company (ADNOC), one of the worlds major oil and gas companies, and Austria based Borealis, a leading provider of chemical and innovative plastics solutions, Borouge is a groundbreaking at the forefront of the next generation of plastics innovation. Accurate control functions requirement for the design of Low voltage Distribution Boards to meet the oil amp Gas specification standards. The challenging part of the project was to design highly reliable system for synchronization amp switching between the sources where Main amp Sub main Distribution Board, the former is fed by two transformers and the later by MDB and generator. Wide range of LV panels has been supplied with various form4 type6 to form 2 of construction and ratings ranging from 2500A. End-User: ADPC Location: Abudhabi The deep water Khalifa Port is the first semi-automated container port in the region. It has been constructed on a reclaimed island with an offshore area over 2.7 square kilometers and a basin of 16. 5 meters depth. Completed in 2013 Binghalib undertook a contract for the design, manufacture and commissioning of the MCC, L - shape Panel and SMDBs. MCC panels comprises 108 modules accommodating no: of Allen Bradly drives for the controlling the Pumps. In order to meet the customer requirement Binghalib supplied special L-type Panels type tested particularly for this job. Binghalib introduced ACS850 Allen Bradley VFD with Harmonic filters and Energy monitoring Application. ABB Field Bus Communication was used in the MCC to communicate with PLC which is not common, especially to add intelligence to the MCCs through which high reliable switchgear performance is ensured. RESIDENTIAL Emirati Housing Development Abu Dhabi